See where I stand
For first home buyers

The competition just eased in your favour.

If you've lost a property to an investor before, you know how that feels. Something just changed — and barely anyone's explained what it actually means for you. The video below explains it — tap for sound.

See where I stand
Three minute form · not a call, not a commitment · a broker reads every one
40+
Lenders on panel
3 min
To complete the form
~1 day
A broker gets back to you
$0
Cost to find out where you stand
Why this is different

You're not priced out. You just haven't been shown the full picture.

Your real numbers, not a guess

Your borrowing power checked against 40+ lenders — not one bank you've already been knocked back by. A real price range and timeline built on your situation, not a generic calculator.

Every advantage, not just one

First Home Guarantee, stamp duty concessions, guarantor strategies, low deposit lending — most brokers mention one. We check all of them, and tell you which ones stack together.

You don't need 20% down

The deposit you think you need and the deposit you actually need are usually two different numbers. We translate the strategies into your numbers — so you stop waiting another year for no reason.

See where I stand
What actually changed

A chunk of investor demand is being pulled away from the homes you want.

A tax change came in this year affecting negative gearing. From now on, investors buying an established home don't get the same tax benefits they used to — those benefits now mostly apply to new builds instead.

In plain terms: the three-bedroom place in a normal suburb, the kind you're actually looking at, is going to have fewer investors chasing it than it has in years.

No overselling — investors don't disappear. But the competition just eased, in your favour.
How we actually work

The P.A.T.H. method.

No magic, no trick. Just someone doing the part you don't have time to learn yourself.

P
Position

Map exactly where you stand

Your real borrowing power, deposit, and credit file — checked against 40+ lenders, not just the one bank you've already spoken to.

A
Access

Unlock every advantage

First Home Guarantee, stamp duty concessions, guarantors, low deposit lending. Most brokers mention one. We check all of them — and which ones stack.

T
Target

Build your real price range

A personal price range and timeline based on real numbers, not a guess off a generic calculator.

H
Home

All the way to settlement

We compare your options across the panel, handle the whole application, and stay with you to settlement — then keep reviewing so your rate stays sharp.

Start my P.A.T.H.

40+ lenders, compared for you

Not just the one bank that already said no.

ANZ NAB Westpac Commonwealth Bank Macquarie Suncorp Bankwest ING AMP ubank Bank of Queensland ME Bank

…plus 28 more, including specialist and online lenders.

Loved by first home buyers

People who stopped waiting another year.

Three minutes, no commitment

Find out exactly where you stand.

Not a generic number from a calculator — your real borrowing power, the schemes you qualify for, and a realistic timeline. Our brokers read every single one personally.

Question 1 of 7

When are you hoping to buy?

There's no wrong answer — it just helps shape the plan.

Pick one to continue.

You're in — now lock in a time.

Your details are saved. Grab a slot that suits you for a quick, no-pressure chat. Or close this — we’ll be in touch either way.

You're booked in.

Nice work. You'll get a confirmation by email shortly, and we’ll see you then. You're already moving while most first home buyers are still scrolling past this — see you soon.

Won't affect your credit score
No obligation
Brokers read every one personally
Good to know

Straight answers.

Almost never. With the First Home Guarantee, eligible buyers can get in with as little as 5% and skip Lenders Mortgage Insurance. There are low-deposit and guarantor options on top of that. The deposit you think you need and the one you actually need are usually two very different numbers — we'll show you yours.
It depends on your state, income and the property — and most buyers qualify for more than they realise. First Home Guarantee, First Home Owner Grant, stamp duty concessions and more can sometimes stack together. Most brokers mention one. We check every one you're eligible for and tell you which ones combine.
Finding out where you stand costs you nothing. In almost every case our whole service is free to you — the lender pays us a commission once your loan settles, and we show you exactly what that is in writing before you commit. We're paid roughly the same regardless of which major lender you choose, so our advice isn't bought.
A "no" from one bank isn't a "no" from the market — every lender has different rules, and being knocked back often just means you were sent to the wrong one. We check your situation against 40+ lenders to find the ones whose policies actually suit you. And if you're genuinely not ready yet, we'll tell you the exact steps to get there. No judgement, ever.
Yes — this is exactly where a broker earns their keep. Self-employed, contractor, casual or commission income gets read very differently from lender to lender, and the bank that says no can sit right next to one that says yes. We know which lenders treat your income favourably and how to present it so it's understood properly.
No. Filling in the form and getting your answer won't touch your credit score. A formal loan application later may involve a credit check — but we'll always explain that step and get your okay before anything is lodged. You're free to explore with zero impact.
The form is about three minutes. George reads every one personally and usually gets back to you within a business day with a real answer — not a generic calculator number. From there it's a quick, no-pressure chat about your goals, and we map your best options. Plenty of people just want to know where they stand, and that's completely fine.
Then you'll know exactly what to fix and how long it'll take — instead of guessing or waiting another year for no reason. Either way you walk away knowing where you stand, and that's worth three minutes.
See where I stand